Last year we launched our Cash Management Service in partnership with Insignis. This has proven to be very popular with our clients, who now hold over £90 million in cash savings through the service.
This solution is ideal for clients who have funds that aren’t ready for long-term investment. It offers access to competitive savings rates by spreading your deposits across a panel of banks. This not only helps maximise returns but also ensures full FSCS (Financial Services Compensation Scheme) protection—all with just one simple application and minimal ongoing administration.
Here are some common scenarios where clients have found the service especially useful:
- Proceeds from a business sale awaiting investment
- Funds from a property sale needing a secure short-term home
- Inheritance money while decisions are being made
- Low-risk cash reserves for upcoming expenses, such as care costs
- Powers of Attorney managing assets responsibly
- Cash held alongside investments for diversification
Why we recommend Insignis?
We carefully reviewed the market before selecting Insignis—and we continue to monitor alternatives. We remain confident that Insignis offers the best combination of security, transparency, and value for our clients.
- Highly competitive interest rates
- A focus on high-quality banking partners
- Avoidance of duplicate banks under the same FSCS license
- A wide range of account types supported: individual, joint, business, pension (SIPP & SSAS), Power of Attorney, Court of Protection, Trust, and Charity
- A £50,000 minimum deposit for all client types
- A UK-based client service team offering dedicated support
- Transparent fees—Insignis does not take a cut from your interest
Summary
The Insignis Cash Management Service is a secure, efficient, and client-focused solution for managing cash savings. It offers strong returns, full FSCS protection, and a level of service that aligns with our commitment to your financial wellbeing.
If you’d like to explore how the service could work for you, please speak with your adviser.
Content correct at time of writing.